Congratulations on your pregnancy! Your child is more than welcome in this world. You should be a little concerned, however, about the 13% (780 000) of expectant mothers who lack access to maternity or pregnancy insurances or coverages, leading to insufficient & alarming prenatal care.
Here’s the pregnancy insurance stats for reference-
a. 13% of all pregnancy are uninsured,
b. 12% of all birth are premature,
c. 57% of uninsured pregnant women neglect their prenatal care, till the six months of their pregnancy.
d. At any given point, 40-80 million Americans are remain uninsured, and
e. One in ten babies born in America are underweight.
You might not have adequate coverage for maternity benefits under your health insurance policy or you might not have enough coverage overall. It will be difficult for you to obtain maternity benefits through maternity health insurance if you are already pregnant. You will then need to consider other options.
Applying for Medicaid, if you qualify, is a good alternative because it accepts people with pre-existing conditions. A federal government agency is Medicaid. funded state insurance program, administered by states for low-income individuals & families. Medicaid payments are made directly to the healthcare providers who provided you with the services.
Your pre-existing condition of pregnancy is therefore acceptable for Medicaid insurance. Your level of income, which varies from state to state, is the only requirement you must meet to be eligible. if your annual income is below $30,000. 00 a year, you are normally qualify for Medicaid is the most affordable option for obtaining high-quality medical care.
There are additional options that may be available to you, including California’s Medi-cal, which accepts people with pre-existing conditions. You can speak with the local health departments in your state for more information.
Another federal organization, WIC (Women, Infants and Children), protects the health of low-income women, infants, and children under the age of five by offering supplemental foods, nutrition education, and referrals to medical services for infants and young children who are at nutritional risk. (For more info, visit my blog)
Medicaid and conventional pregnancy health insurance are just two of the many alternatives. They are greatly discounted alternatives that will get you out of the crisis easily.
Maternity Card: Although it isn’t insurance in and of itself, it collaborates with a National Preferred Provider Maternity Network to offer you a full maternity plan even if you’re expecting.
With the exception of Alaska, almost all states offer AmeriPlan, another health insurance plan with significant discounts (up to 50%). You can also access its nationwide services through a vast network of service providers by paying a specific monthly subscription, in accordance with different product plans.
The AmeriPlan doesn’t require you to worry about deductibles, annual limits, waiting periods, claim forms, or other formalities, and it covers all pre-existing conditions (aside from orthodontic treatment that is currently being provided). (For more information, see my blog.)
Personal Prenatal Care: This includes activities that promote a healthy pregnancy, such as physical activity, proper diet, vitamin intake, routine checkups, and things to avoid.
Birth Center: This is a type of medical facility that can offer you a secure, comfortable home environment. You can get inexpensive maternity services from it, and it is affordable.
Home Birth: Some women are sort of fascinated by the idea of giving birth naturally. And in home births, midwives typically play a key role. Compared to traditional hospital births, giving birth at home costs about 60% less.
As your baby develops inside of you while you are pregnant, you might enjoy enrolling in a program like Pregnancy Week By Week. (Visit the blog for details.) It is completely free. Look for issues with similar content.